Registration
Inauguration & Welcome Address
Founder, CEO & Editor-in-Chief
Elets Technomedia Pvt. Ltd.
Lamp Lighting & Launch of Special Issue of BFSI Magazine
Opening Address
Director, Department of Electronics, IT, Biotechnology and Science &
Technology,
Government of Karnataka
Special Address
Co-founder,
Infosys
Special Address
Topic: Aadhaar as DPI Backbone for UPI 3.0
Deputy Director General
UIDAI
Special Address
Director
Software Technology Parks of India (STPI)
Inauguration Panel Discussion
Vision 2030: Building India's $1 Trillion Fintech Economy with Karnataka at the Forefront
Board Member, Multi Commodity Exchange of India
Co-Founder, The Agri Collaboratory

MD & CEO
Acko
Co-Founder
Fi
Chief General Manager, IT & Partnership / CTO / CIO
Indian Bank
Founder
JAN AI
Managing Director
Sinch India
Global Head of Policy
BYBIT
Chief Expansion & Innovation Officer
Emerging Payments Association
Asia (Moderator)
Lightning Talk by
Chief Executive Officer
RBI Innovation Hub
Keynote Address by
Executive Director
Equitas Small Finance Bank
Tea & Networking Break
Panel Discussion
Next-Gen Payments: UPI 3.0 and the Rise of Digital Public Infrastructure
Deputy Director General (Authentication & Verification Division)
UIDAI
Independent Director
Suryoday Small Finance Bank
Executive Director & Head of BFSI
Axis Capital
Head of Payments
Policybazaar
Senior Vice President
Mindgate Solutions
CEO - India & South Asia
Intellect Design Arena
Founder, CEO & Editor-in-Chief
Elets Technomedia Pvt. Ltd. (Moderator)
Networking Lunch
Panel Discussion
InsurTech and the Future of Digital Insurance in India
InsurTech is transforming underwriting, claims, and customer experience through data and automation. This discussion focuses on expanding insurance penetration and building digital-first insurance models.
Executive Director and Chief Underwriting Officer
Shriram General
Insurance
Chief Information Officer
Bajaj General Insurance
Chief Digital, AI & Transformation Officer
Generali Central Life
Insurance
Chief Risk Officer
Edelweiss Life Insurance
Head of Data & Analytics
Galaxy Health Insurance
Chief Business Officer
Sinch India (Moderator)
Expert Talk by
Manager, Security Engineering
Checkpoint
Expert Talk
Winning with AI Video in BFSI Communication
Co-Founder & CEO
TrueFan AI
Special Address by
CEO
Karnataka Digital Economy Mission (KDEM)
Panel Discussion
AI-Led Customer Experience: Building Hyper-Personalised Finance for Bharat
AI is enabling highly personalised, intuitive, and inclusive financial services across Bharat. This panel explores how institutions are enhancing engagement while maintaining trust and data privacy.
CTO & Head of Technology
Standard Chartered
Head of Customer Excellence
Unity Small Finance Bank
Chief Data Officer
Kotak Mahindra AMC
Head of Customer Experience Operations & Strategy
Stable Money
Head CMS, API Banking, ESG & Alliances
Fino Payments Bank
Head Gold Loans
IIFL Finance Limited
Chief Operating Officer
CERF
Director & Co-Founder
Scoreme Solutions Pvt Ltd (Moderator)
Fireside Chat
From Global Fintech to India: Scaling Innovation in a Complex Regulatory Landscape
Chief Executive Officer
Revolut
Board Member, TiE Bangalore, Former MD, Deutsche Bank & Thomson Reuters, Independent Director & Trustee (Moderator)
Expo Visit & Networking
Trilogue Session
Sovereign Enterprise Tech: Should India move towards building its own enterprise technology ecosystem?
Chief Executive Officer
Karnataka Digital Economy Mission (KDEM)
Principal Strategic Advisor
Vunet Systems
Founder, Chief Executive Officer & Editor-in-Chief
Elets Technomedia
Pvt. Ltd. (Moderator)
Expert Talk
Acer for Business. Powering Banking. Enabling Enterprise. Ready for AI
Director Sales - Commercial Business
Acer
Panel Discussion
Digital Lending 2.0: AI-Driven Credit Innovation for the Digital Economy
AI-driven digital lending is transforming credit delivery through real-time underwriting, alternative data, and smarter risk assessment. This session explores how fintechs and lenders are scaling inclusive, compliant, and data-driven credit ecosystems for the digital economy.
Co-founder
MoneyTap & Freo
Chief of Product & Growth Officer
Reserve Bank Innovation Hub (RBIH)
Chief Technology Officer & Co-Founder
Square Yards
Chief Product Officer
Kissht
CEO
Novel Patterns
Head of Growth
Hyperverge
Research Director
YourStory Media (Moderator)
Illusionist / Mind-Reader Fun Session by Clifford Norman Parakh
Networking CXO Dinner (Invite-Only)
Expert Talk
From Demos to Deployment: Building Enterprise Voice AI That Holds Up in the Real World
Chief Business Officer
Blue Machines
Panel Discussion
The Next Decade of GCCs: From Delivery Hubs to Global Decision-Makers
GCCs in India are evolving into global innovation and decision-making centers for financial institutions. This session explores their role in driving AI, technology transformation, and strategic leadership.
Executive Director
DBS Bank
Executive Director
Wells Fargo
Director
Citibank
Managing Director
Rocket India
Managing Director
Equiniti India
Director and Head of Securities Services
Societe Generale - GSC,
India
GCC Leader, CEO Stratinfinity Inc
Dy Chairman, MoE & AICTE Investor
Committee (Moderator)
Panel Discussion
Fintech Frontier: Infrastructure, Payments & What's Next
Founder
POP
Ex - Head of Payment Gateway and Online Merchants
PhonePe
Fintech Solutions Consultant (Moderator)
Lightning Talk by
Board Member, Multi Commodity Exchange of India
Co-Founder, The Agri Collaboratory
Lightning Talk by
CISO
CSB Bank Limited
Panel Discussion
Fintech Startups 2.0: Building the Next Unicorns in the Era of AI
The fintech startup ecosystem is evolving with a focus on sustainability and innovation. This panel explores how AI and new models are shaping the next generation of unicorns.
Chief Product & Technology Officer
CredAble
Chief Technology Officer
Card 91
Chief Digital & AI Officer
SISL Infotech
Head Data Analytics
The Muthoot Group
Founder & Chief Executive Officer
Arthaveda.ai
Head of Strategy and Corporate Development
Riskcovry
Associate Director
KPMG (Moderator)
Expo Visit & Networking
Panel Discussion
WealthTech: Democratizing Investments
WealthTech platforms are making investment access easier, affordable, and more inclusive. This panel explores how technology is reshaping retail investing and financial participation.
Chief Executive Officer
InCred Money
Executive Director & Chief Technology Officer
Shriram Group’s Capital
Market Businesses
President & Chief Technology Officer
Kotak Mahindra Bank
Executive Director
Avendus Wealth Management Pvt. Ltd
Co-Founder and Chief Executive Officer
Wint Wealth
Co-founder
SafeGold
Chief Business Officer
Mirae Asset Financial Services (Moderator)
Expert Talk by
Chief Expansion & Innovation Officer
Emerging Payments Association Asia
Illusionist / Mind-Reader Fun Session by Clifford Norman Parakh (Hall - B)
Networking CXO Dinner (Invite-Only) Speakers Lounge
Registration
Opening Address
Director, Department of Electronics, IT, Biotechnology and Science &
Technology,
Government of Karnataka
Keynote Address
CEO, Karnataka Digital Economy Mission (KDEM)
Chief Guest Special Address

Hon'ble Minister, Electronics, IT & Biotechnology
Rural Development &
Panchayat Raj
Government of Karnataka
Expert Talk
Vision 2030
Global Head of Policy
BYBIT
Panel Discussion
From India Stack to Global Stack: Exporting India's Fintech Model to the World
India's digital public infrastructure has become a global benchmark for inclusive finance. This session explores how India's fintech innovations can scale globally.
Managing Director
Societe Generale
BFSI Leader
Co-founder, Mela Venture
Former Co-Founder Mindtree, Former Chairman
of Nasscom
CEO, RIPE Consulting
Former CEO, Quess Corp
Principal
July Venture (Moderator)
Expert Talk
Frontiers for the next wave of Fintech-led growth
President
Equifax India & Emerging Markets
Trilogue Session
The Rise of AI Agents in Financial Services
Senior Vice President - Growth and Innovation
Sinch India
Executive Director
DBS Bank
Chief Business Officer
Mirae Asset Financial Services (Moderator)
Tea & Networking Break
Panel Discussion
AI & Gen AI in Financial Services: Transforming Banking Operations
AI is transforming core banking functions, from risk and compliance to operations. This panel examines how financial institutions are building intelligent, data-driven systems.
Deputy Director
UIDAI
Executive Director & Group Chief Strategy Officer
Motilal Oswal
Financial Services
Chief Operating Officer
Bajaj Capital
Chief Information Officer
Airtel Payments Bank
Chief Digital Officer
Ujjivan Small Finance Bank
Head, UK Data Enablement and Standards
HSBC
Co-founder & CEO
Navana AI
Founder & Chairman
UNCIA (Moderator)
Expert Talk
Frontiers for the Next Wave of Fintech-led Growth
President of Equifax India & Emerging Markets
Expert Talk
Explainable GenAI Decisioning for BFSI with Graph Intelligence
Sr Solution Engineer
Neo4J
Networking Lunch
Panel Discussion
Cybersecurity, Fraud Prevention in Digital Finance
As digital transactions scale, financial institutions face rising cyber threats and fraud risks. This session explores advanced technologies and strategies to secure digital finance ecosystems.
Chief AI and Data Science Officer
Reserve Bank Innovation Hub (RBIH)
Chief Data & Analytics Officer
Bandhan Bank
Chief Information Security Officer
Lendingkart
Chief Information Security Officer
Coinbase
Chief Information Officer
Card 91
Director, Software Engineering (Data Engineering & AI)
Visa (Moderator)
Expert Talk
From Data to Impact: Smarter Digital Underwriting
Head APAC
Scienaptic AI
Expert Talk by World Works AI
Panel Discussion
NBFC Innovation: Expanding Credit Access with Technology
NBFCs are playing a critical role in expanding credit access through digital innovation. This session focuses on partnerships, data-driven lending, and scalable credit ecosystems.
Chief Operating Officer
KreditBee
Chief Technology Officer
Muthoot MCred
Chief Credit Officer
Tyger Capital (formerly Adani Capital)
Chief Technology Officer
Manappuram Home Finance Limited
Chief Digital Officer
Shriram Capital Markets Group
Chief Technology Officer
Sayyam Investments Pvt Ltd & PayRupik
Senior Vice President of Product
Axio (Moderator)
Expo Visit & Networking Tea
Panel Discussion
Digital Transformation in BFSI — From Legacy to AI-Native Enterprises
This panel will explore how BFSI institutions are re-architecting their core systems, processes, and customer journeys to become agile, data-driven, and AI-native organizations—while balancing scale, security, and regulatory compliance.
Executive Vice President - Head of Treasury Technologies
CSB Bank
Limited
Chief Revenue Officer
Cashfree Payments
DGM (Retd)
Punjab National Bank
President - Principal Officer and Chief Compliance Officer
YES
Securities
Head of AI & Data Science
Go Digit General Insurance (Moderator)
Expert Talk
Smarter lending. Powered by AI. Delivered by Impact
CEO
Novel Patterns
2nd World Fintech Awards (Hall - A)
Closing Remarks
Panel Discussion
Cross border Trade Innovations: Payments and Compliances
Fintech innovation is enabling faster, cheaper, and more secure cross-border transactions. This session explores global payment interoperability and UPI's international expansion.
Co-Founder & CEO
Glomopay
Co-Founder & CEO
Skydo
CEO & Co-Founder
Axodian
Founder & CEO
Borderless
Senior Executive Vice President
HDFC Bank
Chief Expansion & Innovation Officer
Emerging Payments Association
Asia
Vice President
HIGHTABLE (Moderator)
Panel Discussion
Fintech Investments 2026: Where Capital is Flowing Next
Fintech investments are becoming more selective and thesis-driven in a post-hype market. This panel explores where capital is actually flowing today - across AI, infra, lending, and emerging fintech segments.
Founder & Managing Partner
Cedar Hill Capital
General Partner
Athera Venture Partners
General Partner
Seafund
Executive Director
TiE Bangalore (Moderator)
Networking Lunch
Expert Talk
Building the future of Responsible Finance
Senior Product Manager
Panel Discussion
VC Outlook 2026: Funding the Next Wave of Fintech Innovation
As fintech enters a more mature and disciplined phase, venture capital firms are redefining how they evaluate and fund innovation. This panel explores the evolving VC mindset, emerging investment themes, and how investors are backing the next generation of scalable fintech businesses in a changing market landscape.
Principal
White Venture Capital
Partner
Razorpay
Partner
Kae Capital
Director
Innoven Capital Investment
VP Investment
Chiratae Ventures
Innovation & Startup Advisor
HighTable (Moderator)
Panel Discussion
DPDP Act & Data Governance in Financial Services: Balancing Innovation, Compliance & Trust
The DPDP Act is redefining how financial data is managed, shared, and secured across ecosystems. This panel will examine balancing innovation with compliance, privacy, and trust in digital finance.
Managing Director & CEO
NADL (NESL Asset Data Limited)
General Manager / Head – IT Assurance & DPO
South Indian Bank
Co-Founder & CEO
Recordent
CEO
CERF
COO
ANQ Finance
President - Principal Officer and Chief Compliance Officer
YES
Securities (Moderator)
Expo Visit & Networking Tea
Panel Discussion
Financial Inclusion & MSME Growth: Unlocking Bharat's $1 Trillion Opportunity Through Fintech
Fintech is bridging the credit gap and enabling growth for MSMEs and underserved segments. This panel explores scalable solutions for inclusive economic development.
Dy. CEO
Dvara KGFS
MD & CEO
National E-Governance Services Limited
CPTO
Motilal Oswal Wealth Management
Founder, Optimo Capital
Co-Founder, Easemytrip
Director - AI Engineering
Piramal Finance
President
India Finnovation Network (Moderator)
Panel Discussion
The New Wealth Stack: Gold, AI, and Goal-Based Investing
India is shifting from saving to smart wealth creation, driven by fintech innovation. This panel explores how digital gold, AI-led investing, and embedded credit are reshaping financial behavior. From trust to personalization, it highlights how the emerging "wealth stack" is making investing more accessible for the next generation of Indian users.
Co-founder
SafeGold
Co-founder & CEO
Wealthly.in
Co-Founder & CEO
OnFinance AI
2nd World Fintech Awards (Hall - A)
Closing Remarks