Agenda

World Fintech Summit 2025 - Day 1 Track 1

09:00 – 09:45 AM

Registrations

09:45 – 10:00 AM

Inauguration & Lamp Lighting

  • Welcome Address:

Dr. Ravi Gupta

Founder, CEO & Editor-in-Chief
Elets Technomedia PVT. LTD.

10:00 – 10:10 AM

Rahul Sharanappa Sankanur, IAS

Director, Electronics, IT & Bt and Managing Director
Karnataka Innovation and Technology Society
Government of Karnataka

10:10 – 10:25 AM

Keynote

Sanjeev Kumar Gupta

Chief Executive Officer
Karnataka Digital Economy Mission (KDEM)

10:25 – 11:20 AM

Fireside Chat

Shri Priyank Kharge

Shri Priyank Kharge

Hon'ble Minister, Electronics, IT & BT,
Rural Development & Panchayat Raj
Government of Karnataka

Shri Priyank Kharge

Harshil Mathur

Co-Founder and CEO
Razorpay

Moderator

Shri Priyank Kharge

Prashanth Prakash

Partner
Accel

11:20 – 11:25 AM

Special Souvenir Launch

11:25 – 11:35 AM

Keynote

Dr. Ekroop Caur

Dr. Ekroop Caur, IAS

Secretary
Department of Electronics, IT, BT & S&T
Government of Karnataka

11:35 – 11:50 AM

Lightning Talk

Sanjeev Kumar Gupta

Ratan Kumar Kesh

ED & COO
Bandhan Bank 

11:50 – 12:15 AM

Fireside Chat: The Rise of Fintech in India – Innovation, Inclusion & Intelligence

Sanjeev Kumar Gupta

Balaji Nuthalapadi

Executive Director
Technology and Operations
Equitas Small Finance Bank

Sanjeev Kumar Gupta

Ritu

ED
TiE Bangalore

12:15 – 12:50 PM

Fireside Chat - Intellectual Property & Vision for Inclusive Growth: Problems to Solve

  • Addressing financial exclusion by providing access to banking services for underserved communities.
  • Ensuring financial literacy to empower individuals and businesses with the knowledge to make informed financial decisions.
  • Creating scalable solutions that bridge the gap between traditional banking systems and digital financial platforms.
  • Leveraging technology to provide affordable financial products and services to the lower-income segments.
  • Strengthening regulatory frameworks to ensure fair competition, transparency, and consumer protection in the financial ecosystem.
Ratan Kumar Kesh

Ajay Vir Jakhar

Chairman
Bharat Krishak Samaj

Ratan Kumar Kesh

Ramalakshmi Penugonda

General Manager
NABARD

Moderator

Rohit Kilam

Sandhya Vasudevan

Board Member & Fintech Chair
TiE Bangalore

12:50 – 01:05 PM

Expert Talk

AI and Hybrid Cloud: The scalable backbone of Fintech Innovation

Sanjeev Kumar Gupta

Anil Kumar Nayak

Presales Engineering Leader
IBM Storage
India & South Asia

01:05 – 02:00 PM

Networking Lunch

02:00 – 02:20 PM

Lightning Talk

Building Trust with Ethical AI: Navigating Innovation and Responsibility

Sanjeev Kumar Gupta

Rakesh Ranjan

Chief Diigital Office
RBIH

02:20 – 02:35 PM

Expert Talk

GoFlipo: Securing the Future of Business Messaging

Sanjeev Kumar Gupta

Amit Srivastava

Director
Pinnacle Teleservices Private Limited

02:35 – 03:30 PM

Panel Discussion

Scaling Fintech Innovation: Bridging Start-ups and Regulators

  • Exploring how regulatory frameworks can foster innovation without stifling creativity in fintech start-ups.
  • Discussing the importance of collaboration between fintech start-ups and regulators for a sustainable ecosystem.
  • Addressing key challenges in balancing speed to market with regulatory compliance in fintech innovation.
  • Examining global best practices in fintech regulation and how they can be adapted to local markets.
  • Highlighting the role of sandbox environments in enabling fintech start-ups to test new products while ensuring consumer protection.
Aakarsh Naidu

Joseph Sebastian

AVP
Blume Ventures

Paroma Chatterjee

Paroma Chatterjee

CEO
Revolut India

Paroma Chatterjee

Shibu K Thomas

GM & Head – IT Assurance
South Indian Bank

Ajay Rajan

Ajay Rajan

Country Head – Transaction Banking, Government, MNC & New Economy Business, IFSC Branch & Knowledge Units
YES Bank

Ajay Rajan

Gaurav Srivastava

Head of Technology
BHIM National Payments Corporation (NPCI)

Ajay Rajan

Mohit Mehra

Vice President
Primary Markets & Payments
Zerodha

Ajay Rajan

Pramod Ganji

Chief Executive Officer
Zrika

Moderator

Ajay Rajan

Aakarsh Naidu

Head of Fintech and Startups
Reserve Bank Innovation Hub (RBIH)

03:30 – 04:25 PM

Panel Discussion

From Legacy Systems to Digital Prowess: The Roadmap for NBFCs' Tech Transformation

  • Understanding the challenges and risks of transitioning from legacy systems to modern digital infrastructures in NBFCs.
  • Identifying key technologies, such as AI, blockchain, and cloud computing, that can drive the transformation of NBFCs.
  • The role of data analytics in improving customer experience and operational efficiency during the digital shift.
  • Ensuring seamless integration of legacy systems with new technologies without disrupting ongoing operations.
  • Best practices for building a scalable and future-proof digital ecosystem while managing regulatory and security concerns.
Kalpesh Dave

Kalpesh Dave

Deputy CEO
Bajaj Capital

Suzannah Muthoot

Suzannah Muthoot

Executive Director
Muthoot Housing Finance Ltd

Ajay Thomas John

Ajay Thomas John

Chief Digital Officer
Shriram Finance Limited

Kinjal Shah

Kinjal Shah

CTO
Yes Securities

Roopesh Chandran

Roopesh Chandran

COO
BOBCARD Ltd

Ankit Jain

Ankit Jain

Chief Revenue Officer
OneXtel

Moderator

Dr. Ravi Gupta

Founder, CEO & Editor-in-Chief
Elets Technomedia PVT. LTD.

04:25 – 04:55 PM

Networking over Tea

04:55 – 05:50 PM

Panel Discussion

Global Financial Services: Harnessing the Potential of BFSI GCCs for Innovation, Growth and Co-Creation

  • BFSI GCCs are driving innovation through cutting-edge technologies, enabling faster, more efficient service delivery.
  • AI, automation, and data analytics in GCCs enhance decision-making, customer experience, and operational efficiency.
  • GCCs offer scalable solutions for expanding operations, managing risks, and ensuring regulatory compliance.
  • Collaboration between GCCs and fintech startups is fueling disruptive innovations in financial services.
  • GCCs in the BFSI sector are centralising operations, boosting agility, and fueling growth and competitive advantage.
M. Balasubramaniam

M. Balasubramaniam (Bala MS)

CEO
Stratinfinity Inc

Titir Pal

Titir Pal

MD
Citi Bank

Titir Pal

Prasad Pooppully

Managing Director
BNP Paribas*

Titir Pal

Seetharaman Venkatraman

Executive Director
Nomura

Titir Pal

Rahul Pandey

Chief Information Officer
Indian Clearing Corporation Limited

Moderator

Titir Pal

Supriya Dhanda

Co founder and managing Director
TIE

05:50 – 06:45 PM

Panel Discussion

Agentic AI and Data, Risks & Opportunities

M. Balasubramaniam

Srivatsa S.

Head - Intelligent Automation & AI
Axis Bank

Titir Pal

Tarun Pandey

Chief Technology Officer
Aditya Birla Health Insurance

Titir Pal

Vineet Jain

Chief Business and Digital Officer
Anand Rathi Share and Stock Brokers Ltd

Titir Pal

Sushil Ostwal

Chief Data Officer
BSEIndia

Titir Pal

Anil Sinha

Chief Technology Officer
Fibe.India (Formerly Known as EarlySalary)

Moderator

Titir Pal

Gejoy Kuriakose

Partner
KPMG

06:45 – 07:15 PM

Fireside Chat

Ajay Rajan

Sanjeev Kumar Gupta

Chief Executive Officer
Karnataka Digital Economy Mission (KDEM)

Ajay Rajan

Paroma Chatterjee

Chief Executive Officer
Revolut India

07:15 – 07:45 PM

Closing Remarks

Dr. Ravi Gupta

Founder, CEO & Editor-in-Chief
Elets Technomedia PVT. LTD.

World Fintech Summit 2025 - Day 1 Track 2

02:00 – 02:15 PM

Lightning Talk

Saurabh Tiwari

George John

 Executive Director
ESAF Small Finance Bank

02:15 – 03:15 PM

Panel Discussion

Mastering the AI Shift: Leading in the New Digital Era

  • AI is reshaping banking, driving efficiency and enhancing customer experience through cutting-edge technologies.
  • Cross-border collaboration accelerates innovation, enabling AI-driven solutions for global banking services.
  • Adopting an adaptable mindset is essential as AI transforms banking, integrating emerging technologies for better solutions.
  • Data security and ethical AI are crucial for compliance, profitability, and maintaining customer trust.
  • Investing in AI innovation helps banks stay competitive, offering personalized and smarter financial solutions.
Arun Nagappan

Arun Nagappan

GM & CTO
Canara Bank

Binit Jha

Binit Jha

CDO
IDBI Bank

Santanu Syam

Santanu Syam

Head Digital Hub
Unity Small Finance Bank

Ramesh Narayanan

Gaurav Sharma

Chief Technology Officer
IIFL Finance Limited

Ramesh Narayanan

Ramesh Narayanan

CTO
Aditya Birla Capital

Ramesh Narayanan

Chinmaya Desai

CBO & Co-founder
Falcon

Ramesh Narayanan

Samyuktha Surendran

SVP & Business Head
Airtel Business

Ramesh Narayanan

Ramaswamy Subramanian

Chief Product Officer
Karnataka Bank

Moderator

Dr. Ravi Gupta

Founder, CEO & Editor-in-Chief
Elets Technomedia PVT. LTD.

03:15 – 04:10 PM

Panel Discussion

From Momentum to Maturity – Reimagining Fintech’s Growth Playbook

  • Fintech's evolution from disruptive innovation to sustainable business models requires adapting to market shifts.
  • Scalability remains crucial—integrating robust technology and strategic partnerships for long-term growth.
  • Data-driven decisions are key to unlocking new revenue streams and enhancing customer personalization.
  • Regulation and compliance are becoming central to managing risks and fostering consumer trust.
  • Embracing global expansion strategies while staying agile to regional market dynamics ensures continued growth.
Saurabh Tiwari

Puneet Mathur

Chief Information Officer
Card91

Vivek Gupta

Kumar Amit

Co-Founder & COO
Castler

Vivek Gupta

Chiranth Patil

Co Founder
Riskcovry

Titir Pal

Mohan Sushantam

Chief Data & Product Officer
Vivriti Capital

Vivek Gupta

Mikhil Innani

CEO
Apollo finvest

Moderator

Vivek Gupta

Sheetal Jain

Co-Founder & CEO
LeRemitt

04:55 – 05:50 PM

Panel Discussion

The Future of Banking: Fintech Shift Towards Cross-Border Payments & Super Apps

  • Cross-border payments are becoming faster, more cost-efficient, and seamless, powered by fintech innovations.
  • Super apps are integrating financial services, offering customers everything from banking to shopping and payments in one platform.
  • The global nature of fintech is facilitating easier international transactions, overcoming traditional banking barriers.
  • Increased demand for real-time payments and transparency is driving the growth of cross-border fintech solutions.
  • The rise of super apps is reshaping customer expectations, pushing banks to innovate and collaborate with fintechs.
Ajay Rajan

Ashton D'cruz

Executive Director
NatWest Markets

Sameer Shetty

Sameer Shetty

President & Head – Digital Business and Transformation
Axis Bank Limited

Sameer Shetty

Aniket Thacker

Lead- Fintech Partnerships
Embedded Finance & Startup Engagement,Kotak Mahindra Bank

Sameer Shetty

Sunali Rohra

Senior Executive Vice President
HDFC Bank

Sameer Shetty

Hetal Fald

National Urban Cooperative Finance & Development Corporation (NUCFDC)

Moderator

Ajay Rajan

Mallikarjun Kandkuru

KPMG India

05:50 – 06:45 PM

Panel Discussion

Building the Financial Ecosystem of Tomorrow with an Agile, Digital-First Approach

  • Emphasising the importance of a digital-first mindset to drive efficiency and innovation across financial services.
  • Leveraging agile methodologies to adapt swiftly to evolving market dynamics and customer expectations.
  • The role of data-driven insights in creating personalized financial solutions that cater to diverse consumer needs.
  • Harnessing cutting-edge technologies like AI and blockchain to streamline operations and enhance security.
  • Building resilient, scalable infrastructures that can withstand disruptions and future-proof the financial ecosystem.
Deepak Sharma

Deepak Sharma

Independent Director
Suryoday Small Finance Bank

Nitin Kumar

Pankaj Rai

Group Chief Data and Analytics Officer
Aditya Birla Management Corporation

Vishal Bhatia

Vishal Bhatia

Chief Digital Officer
Canara Bank

Nitin Kumar

Gaurav Jain

Head of Global Business
Hyperverge

Nitin Kumar

Thomas Muthoot John

Executive Director
Muthoot Microfin Ltd.

Moderator

Ajay Rajan

M. Balasubramaniam (Bala MS)

Chief Executive Officer
Stratinfinity Inc

World Fintech Summit 2025 - Day 1 Track 3

11:35 – 01:05 PM

Agri-FinTech Keynote: Ajay Vir Jhakkar & Dr Caur with Nipun Mehrotra inaugurating the session

Panel Discussion: Exploring How AgriTechs, Government, and Ecosystem Enablers are Shaping AgriFinTech in India

Keynote Session

Sanjeev Kumar Gupta

Chief Executive Officer
Karnataka Digital Economy Mission (KDEM)

Ratan Kumar Kesh

Ajay Vir Jakhar

Chairman
Bharat Krishak Samaj

Panel Discussion

Suzannah Muthoot

Mirik Gogri

Spectrum impact
Innovation Financial structures for crop value financing

T

Timmanna Gowda M

Agri-FinTech
Founder & CEO, Whatsloan
Startup perspective

Suzannah Muthoot

Sanjay Uppal

Founder & CEO, FinbotsAI

Suzannah Muthoot

Bheemashankar

KAS PS to RDPR
ITBT Minister

Suzannah Muthoot

Tejo Gavirneni

Vice President – Operations
NSL Sugars Ltd.

Suzannah Muthoot

Sheeba Sen

Co-founder
Hasten Regeneration

World Fintech Summit 2025 - Day 2 Track 1

09:00 – 09:45 AM

Registrations

09:45 – 10:00 AM

Welcome Note

Dr. Ravi Gupta

Founder, CEO & Editor-in-Chief
Elets Technomedia PVT. LTD.

10:00 – 10:45 AM

Inaugural

  • ED, RBI / Deputy Governor, RBI
Manish Bhardwaj

Prof. Venkatesh Panchapagesan

EX-Chairperson
NSRCEL

Manish Bhardwaj

Joohi Smita Sinha

Chief General Manager
SBI's Bengaluru

Sumnesh Joshi

Sumnesh Joshi

Executive Director
Ministry of Communications
Government of India

Dr. Ekroop Caur

Dr. Ekroop Caur, IAS

Secretary
Department of Electronics, IT, BT & S&T
Government of Karnataka

10:45 – 11:30 AM

Tea Break

11:30 – 12:00 AM

Fireside chat - Building Inclusive Financial Futures Through Technology

Sumnesh Joshi

Dr. K.P. Krishnan

Honorary Research Professor
Centre for Policy Research (CPR), New Delhi

Moderator

Sumnesh Joshi

Sridhar Pabbisetty

Pracademic
Public policy and inclusive governance specialist

12:00 – 12:20 PM

Fireside Chat

  • How do big banks invest in Fintech ?
Avinash Naik

Hitesh Sachdev

Head- Startup Engagment & Investments
ICICI Bank Ltd

Rohit Kilam

Sandhya Vasudevan

Board Member & Fintech Chair
TiE Bangalore

12:20 – 01:20 PM

Panel Discussion

  • InsurTech's Role in India's Quest for 'Insurance for All' by 2047
Avinash Naik

Avinash Naik

Chief Information Officer
Bajaj Allianz General Insurance

Rohit Kilam

Rohit Kilam

Chief Technology Officer
HDFC Life Insurance

Kallol Basu

Kallol Basu

Chief Technology Officer
National Insurance Company

Kallol Basu

Sunit Vakharia

Chief Technology Officer
Reliance Nippon Life Insurance

Kallol Basu

Gaurav Srivastava

Head of Technology
BHIM National Payments Corporation (NPCI)

abhinav-arora

Abhinav Arora

Co-Founder & Chief Executive officer
eDAS

01:30 – 02:20 PM

Networking Lunch

02:20 – 03:05 PM

Investor Session (TiE Bangalore)

  • From Seed to Series C: Scaling Fintech Startups Sustainably
Kallol Basu

Sonal Saldanha

Principal - Investments
3one4 Capital

Kallol Basu

Sunitha Viswanathan

Partner
Kae Capital

Kallol Basu

Vijaya Kumar

Cofounder & CTO
Crayon Data

Kallol Basu

Saritha Raichura

Director
Blume Ventures

Moderator

Kallol Basu

Venk Krishanan

Nu Venture

03:05 – 03:20 PM

Keynote

Kallol Basu

Claude Smadja

President
Smadja & Smadja

03:20 – 04:05 PM

Global Innovation Alliance (GIA) - Building Bridges, Not Silos: Global Innovation Alliance for Collaborative Disruption

Kallol Basu

Balaji Venkataraman

Area Director , FDI
Netherlands Consulate, Bangalore

Kallol Basu

Stephen Mathias

Chairman
Indo American Chamber of Commerce

Kallol Basu

Claude Smadja

President
Smadja & Smadja

Kallol Basu

BV Raman

Kallol Basu

Jacob Sebastian

UK

Moderator

Kallol Basu

Madanmohan Rao

Research Director
TIE Bangalore

04:05 – 04:50 PM

India’s Wealthtech Evolution: Opportunities in the Age of Digital Finance

Kallol Basu

Ameet Ayare

Chief Executive Officer
Actlogica

Kallol Basu

Ajath Anjanappa

Co-Founder & CEO
Fabits

Kallol Basu

Mehekka Oberoi

Fund Manager
Fintech Board Director
IIFL Open

Kallol Basu

Ajinkya

Co-founder
Wint Wealth

Moderator

Kallol Basu

Shalini Shankar

National Head & Senior Vice President
Laqshya

04:50 – 05:20 PM

Tea Break

05:20 – 05:30 PM

Fireside Chat: AI-Powered Banking: Redefining the Future of Financial Services

Ajay Kanwal

Ajay Kanwal

MD & CEO
Jana Small Finance Bank

Ajay Kanwal

Dr. Ravi Gupta

Founder, CEO & Editor-in-Chief
Elets Technomedia Pvt. Ltd.

05:30 – 05:50 PM

Valedictory Session

Kris Gopalakrishnan

Kris Gopalakrishnan

Co-Founder - Infosys

Chairman - Axilor Ventures

Chairman - Vision Group on IT, Karnataka Government

Chairman - Reserve Bank Innovation Hub (RBIH)

05:50 – 06:20 PM

WFS Award Winners

Dr. Ekroop Caur

Dr. Ekroop Caur, IAS

Secretary
Department of Electronics, IT, BT & S&T
Government of Karnataka

06:20 – 06:35 PM

Closing Remarks

World Fintech Summit 2025 - Day 2 Track 2

11:30 – 11:45 PM

Keynote

Venkat Yellapantula

Sanjeev Yadav

Director (Authentication)
UIDAI

11:45 – 12:25 PM

Panel Discussion

Banking on Digital Public Infrastructure (DPI): Unlocking Digital Business, Open Finance, and Inclusion

Ramesh Aithal

Ramesh Aithal

Chief Digital Officer
L&T Finance Limited

Hrushikesh Mehta

Hrushikesh Mehta

Senior Vice President – Financial Services
ONDC

Sandeep Ubale

Sandeep Ubale

Chief General Manager & Deputy Chief Digital Officer
State Bank of India

Venkat Yellapantula

Arun Seethamraju

Head of Products and Digital Solutions
RBIH

Venkat Yellapantula

Chiranjeev TK

Country Head - India & SAARC
Jamf

Moderator

Venkat Yellapantula

Akshay Yadava

Director
UIDAI

12:25 – 12:40 PM

Expert Talk

Venkat Yellapantula

Chiranjeev TK

Country Head - India & SAARC
Jamf

12:40 – 01:30 PM

Panel Discussion

Cyber Security & Cyberlaundering – A Threat for Fintech

Venkat Yellapantula

Shibu K Thomas

GM & Head – IT Assurance
South Indian Bank

Venkat Yellapantula

Manu Dhir

General Manager
StoneX

Venkat Yellapantula

Aditya Kumar

Corporate Partnerships Lead India
Plug and Play Tech Center

Venkat Yellapantula

Shreya Khanna

Cyber Security Expert
KPMG

Venkat Yellapantula

Srinivasan Balraj

Vice president - Head of Information Security Audit and Compliance
Muthoot Fincorp Ltd

Moderator & Speaker

Venkat Yellapantula

Venk Krishnan

Founder
NuVentures

02:20 – 03:05 PM

Panel Discussion

DeepTech in the Financial Sector - AI and Blockchain

Venkat Yellapantula

Shuja Hussain

Co-founder & COO
Carret

Venkat Yellapantula

M D Ramaswami

Founder and Host AI POD

Venkat Yellapantula

Prasanna Lohar

President
India Blockchain Forum & Executive Member, India Fintech Forum

Moderator & Speaker

Venkat Yellapantula

TR Anand

Chairperson
Matrix Forum

03:05 – 03:35 PM

Lead talk: Panel Discussion

Adapting to the Digital Future: Organisational-Wide Rebuilding for Tech-led Innovations

  • Digital transformation at all levels is essential for staying competitive in a tech-driven world.
  • Cultivating innovation requires equipping teams with the tools and mindset to embrace new technologies.
  • Strong leadership and clear communication are vital for a smooth digital transition.
  • AI and automation drive efficiency, productivity, and smarter decision-making.
  • Continuous learning is key to preparing the workforce for future digital challenges.
Ajay Rajan

Johnson K Jose

Chief Technology Officer
Federal Bank

Ajay Rajan

Venkat Yellapantula

Chief Digital Officer
Indian Bank

Ajay Rajan

Swaminathan Krishnamoorthy

 Head - Strategy and Planning/TPP
ESAF Small Finance Bank

Ajay Rajan

Nagachethan SM

SM - Founder & CEO
Navanc

Moderator

Dr. Ravi Gupta

Founder, CEO & Editor-in-Chief
Elets Technomedia PVT. LTD.

03:55 - 04:25 PM

Panel Discussion

Transforming India's Insurance Landscape with InsurTech for Universal Coverage

Ajay Rajan

Pranay Kumar

CTO
United India Insurance Co ltd

Ajay Rajan

Sankaranarayanan Raghavan

CTO & Digital Officer
Indiafirst Life Insurance Co. Ltd

World Fintech Summit 2025 - Day 2 Track 3

11:30 - 12:45 PM

Talent & Skilling for BFSI - Professor Sabri, Anilesh Seth, Giriraj Murugan & Rajat of Finbox

Ajay Rajan

Nupur Gupta

Cofounder
NIRA

Ajay Rajan

Saurav Raaj

Founder & CEO
Tokenize

Ajay Rajan

Anilesh Seth

GCC consulting

Ajay Rajan

Giriraj Murugan

Ajay Rajan

Rajat Deshpande

Co-Founcer & CEO
Finbox

Moderator

Ajay Rajan

G Sabarinathan

IIM Bangalore

12:45 - 05:15 PM

Startup Parade/ Pitch

  • Potentialllly 30 start-ups with 5 rotating judges - moved from 5 minutes to 10 mins to make it reasonably meaningful - Elevate + TiE shortlisted - Suriya and Sanjay to curate and get it ready

Contact Us

Sponsorship Opportunities

partnerships@worldfintechsummit.com

Speaking Opportunities

secretariat@worldfintechsummit.com

Delegate Pass

registration@worldfintechsummit.com